Top 10 Best Online ePayment System/Services – [2020]

In the era of this Internet world, there are a lot of opportunities online when you want to work and earn money. You can do freelancing work or take up on projects on the basis of your skills. And, you will get paid for those work. But, the important thing is that you have to receive money. For that, you need a Payment Platform.



Payment Platform is a program through which you can receive as well as send money to another. Also, it allows you to transfer money directly to your bank account. So, you can easily take our liquid cash from it if required. These platforms not only allows to receive money from your clients.

But, it also offers you to receive money from your friends, relatives etc as well as send money to whichever person you want. Also, these payment platforms allow you to receive payment in a different currency. After that, you can directly convert into your native currency.

Or, just transfer it to your bank account in order to convert it to your native currency. The only thing is that the payment platform which you are using must support those currencies. Moreover, there are a lot of payment platforms which are available for the users.




But, there are certain points which you should keep in mind while picking a payment platform for yourself are given below:

  • Simple Payment Flow.
  • Supports Your Native as well as Other Foreign Currencies.
  • Service Charges and Fees.
  • Allows to Transfer Money Directly to Bank.

Above are some main points which can tell if a specific payment platform is good or not. But, you don’t have to go to each payment platform and note these points out.

Because we have collected the payment platform from all over the web and reviewed each of them. Then, we made a list of Best Payment Platforms on the basis of their features, pros and cons.

List Of Best Payment Services To Send & Receive Money.

9/10

PayPal Review

PayPal is an online payments system platform which supports online money transfer worldwide. This platform was founded in 1998. With the popularity of PayPal, the traditional method of paper money like checks and drafts are being less used. Also, it has now become an international payment method. Because it is being used across many countries in the world. But basically, this platform is an American Company. When you send or receive a payment through PayPal, it charges a minimal amount for it as service charge. This platform is being used by many freelancers, bloggers, and businesses as well to do online payments. You just need to register an account on it which will simply take a few steps. Then, you can connect your bank account with it simply. So, when you receive a payment, it will be in PayPal. Then, you can directly transfer this money to your bank account.

More details +
PROS:
  • Application is available for Android and iOS.
  • Trustworthy and All-in-One Payments System.
CONS:
  • Issues with Account Stability.
8.5/10

Payoneer Review

Payoneer is an online payment platform who offers services like online money transfer and digital payments services. It is owned by Payoneer Inc. It is a payment method through which you can get paid by your clients. And, you can also pay someone. The payment is done online through your bank account or credit card as well as a debit card. The payment which you are receiving will directly go into your local bank account. Payoneer e-wallet is provided which is specifically used for online money transfers. Payoneer is a specialist payment method when it comes to B2B(Business to Business) payments. It simply doesn't matter because it provides cross border transactions. This cross border transaction is spread over 200 countries across the world. With that, it also has support 150 local currencies. So, you can receive and withdraw the money in your countries currency as soon as possible.

More details +
PROS:
  • App is available for Apple and iOS.
  • Simple and Secure Payment Transfer.
CONS:
  • No Payment Gateway is available with Payoneer.
8.5/10

Skrill Review

Skrill is an e-commerce platform which offers online money transfer services. This platform was formerly known as Moneybookers. Paysafe Group is the parent company of this platform. This platform mostly emphasis on low-cost money transfers internationally. So, individual people can easily transfer money internationally. All the operations are done by Skrill Limited. The interface of this platform is pretty simple and intuitive. The Prepaid Debit card feature is the one which sets this platform apart from others.  This platform has been made with topmost. So, there is not any compromise with your personal details. Also, this is an FCA regulated platform. And, it uses one of the leading risk and anti-fraud technology. So, your transaction details are not leaked to anyone. The main feature is that you can send or transfer money online anywhere and anytime. For that, you just need your skrill account email and password.

More details +
PROS:
  • Application is available for Android and iOS.
  • Easy Account Setup with Solid Security.
CONS:
  • Customer Service isn't the Best.
8/10

Payza Review

Payza is an online payment company which you can use to send or receive money. It's under a parent organization named as MH Pillars Ltd. You can simply transfer your money from your bank account to the person you want to. It offers Payza e-wallet where you can keep your money. And, it allows you to withdraw that money at anytime you want to. It provides the facility to make a personal account as well as a business account. So, both businesses & individuals can use the service easily and efficiently. This service is supported by various shopping websites. So, you can shop online and pay directly through your Payza e-wallet. Also, it doesn't matter if the shopping website is a local one or an international one. Other than sending money, you can also accept payments from your friend, client or any other person you want to.

More details +
PROS:
  • Android and iOS application available.
  • Accepts Bitcoin and Totally Secure.
CONS:
  • Verification Process is not good.
8/10

Payeer Review

Payeer is an e-wallet through which you can send or receive money. It's one of the easiest and secured way e-wallets in the world. It owned and distributed by Payeer company itself. Along with e-wallets, it also supports multi-currency accounts. So, you can easily send or receive money without worrying about the currency. Because payeer will convert the currency in which you received your money to your local currency. And, you can use it simply for daily expenditure. Other accepting money, it also provides a feature to accept cryptocurrency and fiat. These payments can be accepted on your account. But, there are two types of account which can be opened on it. First one is personal/individual account and second is website/business account. Both of the accounts have their advantages and disadvantages. It's pretty simple to use Payeer. You just have to go to a website or application to register.

More details +
PROS:
  • Application is available for iOS and Android.
  • Multi-currency and Cryptocurrency are accepted.
CONS:
  • Security SMS are paid.

Perfect Money is a financial service which allows people to make online payments through the internet. This was platform was launcher back in 2007. It is owned and distributed by Startup Research & Investment Ltd. While using it, you can simply do more transfers like send or receive it. Other than transferring the money, you can also store your money on its account. For that, you will also receive monthly interest in the same account. Also, this transfer method is supported by many online websites. So, you can also make payments through it while you are buying some stuff online. Depositing money in the account is pretty simple. It can be done through various methods like bank wire, instant bank transfer, bitcoin and much more. You can also but several currencies online through this platform. These currencies are USD, Gold Metal, Euro and Bitcoin. This platform is like a mobile bank.

More details +
PROS:
  • Available application on Android and iOS.
  • Instant Transactions while depositing and withdrawing.
CONS:
  • High Fees on Withdrawals (2%)
7.5/10

Neteller Review

Neteller is an e-money transaction service used to transfer money to or for merchants. This platform is powered by PaySafe Holdings UK Ltd. It is mostly used to transfer money for trading firms and social networking firms. With Neteller, you can easily pay, send and receive online payments. So, it's like an all-round tool which does everything. Also, while doing online payments or receiving them, you don't have to worry about anything. Because it is one of the fastest and secure payment methods worldwide. For that, you just have to register yourself on it. Firstly, you can sign up for an account which is free of cost. Then, you need to upload funds in your account. So, you can use them to make payments. As it is a popular platform so it is supported by various shopping websites on the internet. To transfer, you just need recipient's email address.

More details +
PROS:
  • App Available for Android and iOS.
  • Great Rewards for Members.
CONS:
  • Withdraw Fees is Pretty high.
8/10

Paytm Review

Paytm is an e-commerce payment platform which also provides you digital wallet to keep your money. The parent organization of this platform is One97 Communication Ltd. This platform offers you to send and transfer money with the help of just email. It will take a few percents of the amount, you are transferring to anyone. But while you are receiving the money, it won't deduct any money as the commission. Priorly, it was just a money transferring platform. But now, it has become an e-commerce website. You can buy many things through Paytm. With that, it also provides you a lot of features. Like, you can recharge your mobile numbers through it, book train as well as a movie ticket. Other than these, you can easily pay your electricity bill with just a few clicks. If you are using Paytm, then there are a lot of deals for you.

More details +
PROS:
  • iOS and Android Application available.
  • Safe and Secure with wide acceptance.
CONS:
  • Not good Customer Support.

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