A virtual card has no physical presence and can only be used for online transactions or instalments. In an online transaction, the card number is never used. As a result, there is no risk of the number being revealed during an online transaction on the dealer’s website.
Virtual credit cards are far more secure than traditional credit cards. The 16-digit card number is unique for each instalment and is intended for single use only. As a result, virtual credit cards are more convenient and secure in the digital world. The following are some of the best virtual cards:
List Of Best Vcc (virtual credit card) Providers
Walmart MoneyCard Review
Walmart Money Card is a platform which offers you service to create a virtual credit card of the users. And, as the name suggests, this platform is owned and operated by Walmart. Also, this platform offers you a virtual credit card as well as a virtual debit card. So, you can choose between any one of them. But, this service is only available for US citizens. So, another person from any other country can't use it. The process of obtaining a VCC is pretty simple. You just have to sign up for a new account on their website. After that, you just have to get a VCC. It will provide you with a form which you have to fill in general details like name, address, and zip code. Most importantly, you have to enter your Social Security Number (SSN) which is only available within the US citizens.
- Low Monthly Fees i.e. $5.
- Allows to Use it on Daily Purchases and Offers Rewards.
- Can't get Unlimited Cashbacks.
ecoPayz is a platform which provides services like e-wallets and VCC to the users. It is one of the most reliable trustworthy platform available. Also, this platform was first founded in the year 2000. It was previously called as EcoCard. But, it was rebranded in the year 2013. And, that's where it got the name from. There are several services which are provided by this platform that are given below:
- eco Account.
- eco Virtual Card.
- eco Physical Card.
- Business Account.
- Merchant Account.
So these are the list of services. But, the most famous one is the prepaid Virtual Credit card. This platform provides you with a virtual card which you can use without having any physical card in your hand. Moreover, it provides support to a large number of currencies across the world. If you want to have a VCC then you must have an account on the platform.
- Top-Level Security with Two-Factor Authentication.
- 24*7 Customer Support Available.
- Prepaid Cards Available in Three Currencies Only.
BitPay is a platform which provides payment services to the users. It allows you to accept as well as make bitcoin payments through it. Also, it offers you to transfer bitcoins in your debit card. This platform was first launched in the year 2011. Now, its headquarters are based in Atlanta, US. Other than that, it provides you with an application which is compatible with iOS and Android devices. The main feature of this application is that it offers you Virtual Debit Card which you can use for different purposes without having a physical card. You can transfer cryptocurrency into these cards. And, use them for online shopping because these cards are widely accepted. Moreover, it provides support to multiple currencies. It also allows you to manage your card easily. You can get each and every information about your transactions. So, you can have full control and check it anytime.
- Application available for Android and iOS Devices.
- Accept and Exchange Bitcoins with Easy & Intuitive Interface.
- A Bit High Fees.
WireX is a platform which allows you to transfer, store & exchange cryptocurrency as well as fiat currencies. And, it offers you virtual as well as a physical debit card. Also, this platform is founded in the year 2014. But, it was rebranded again in 2016. Previously, it was known as E-Coin. Right now, it has over 1.5 million users which are spread over 130 countries. The main feature is that it will provide you with a personal banking solution which is a combination of cryptocurrency and traditional banking. Moreover, it will provide you prepaid virtual card and it doesn't require any verification before being issued. Other than that, it also offers a mobile application which is available for Android and iOS devices. Through the virtual card, you can make payments. Also, it allows you to buy digital currency through. It is a rare feature, not offered by many platforms.
- Application available for Android and iOS devices.
- 24/7 Customer Support Available.
- Limited Features in the US.
Revolut is a financial technology platform which offers service of banking to the users. The services include currency exchange, stock trading, P2P payments, debit card, and cryptocurrency exchange. Also, this platform has been founded in the year 2015. But, in a short span of time, it has made its own name. This is only because of the services they provide. And, the quality of those services. One of the main features is that it provides you with a prepaid Visa as well as MasterCard. So, it offers you multiple cards from which you can choose any one as per your requirement. But, most importantly, it doesn't only provide a physical card. But, it also provides you with Virtual Card which works in the same way but it doesn't exist physically. It offers you to open a business or a personal account. You just have to sign up to be eligible.
- Available Application for Android and iOS devices.
- 24*7 Customer Support For Users.
- Few Foreign Currencies has Additional Markup.
Cryptopay is a platform which provides bitcoin wallet & virtual card services for the users. It also offers you with the bitcoin exchange. But, only UK or EU clients can exchange simple bitcoins. So, basically it provides you with a virtual currency wallet. This service was founded in the year 2013. Since then, it is based in the UK. It is also useful for both consumers as well as merchants. So, they can use it without any hassle. The main feature of this platform is that it offers you both physical and virtual cards. Moreover, prepaid virtual cards are accepted across the world. If you want to opt for physical then it will provide you with express delivery. Other than that, you can use the virtual cards issued to you for online shopping and much more. Also, it allows you to load the funds in your card with your e-wallet.
- Android and iOS Application Available.
- Support to Three Major Currencies i.e. GBP, EUR, USD.
- Transaction Fees require for Foreign Transactions.
Movo is a platform which describes itself as a digital cash network. It provides services like mobile payments and wallets where you can keep your funds. But, other than that, it provides a prepaid virtual credit card to the users. And, these cards can only be used once. Moreover, it offers an application for its users. So, it can be easy for you to access your account from anywhere at any time. This application is available at the application store of Android and iOS device for free. The cards which are issued by this platform are pretty flexible. Because either it will charge you when you are making a transaction or at the month's end. The activation process is pretty easy and quick. Also, it won't charge any monthly fees for issuing a card. It can also provide you with a physical card in case if you opt for it.
- Application available for Android and iOS Devices.
- No Monthly Charges for VCC and Provides 24*7 Customer Support.
- Fees Required to Use Physical Card at an ATM.
NetSafe HDFC Review
NetSafe HDFC is a platform which is solely dedicated to providing a virtual credit card to the users. And, it is a very good option for all the online users out there. Also, as the name suggests, this service is operated and owned by HDFC. It offers you two types of cards which are given below:
- Debit Virtual Card.
- Virtual Mastercard.
So, you can have any of them for yourself. But for that, firstly, you have to register yourself with it on the official website. Also, you must have an on-going account with a physical credit or debit card with HDFC bank if you want to have a virtual card. Because it will be needed for registration. Once, you have registered yourself after filling in all the details. Then, you will get a login ID and password. These details can only be used to log in the account.
- No Charges for Virtual Card.
- Provides Virtual Visa card and Mastercard.
- Limited Virtual Card Issued in One Day.
ICICI Pockets Review
ICICI Pockets is a mobile application which is launched by ICICI. This application allows users to transfer money and e-wallet where you can keep your funds. The most important thing is that it is powered by VISA. Because of which user from any bank can use this without any worry. It is a cross-platform application. Because it offers you application for Android and iOS devices. Moreover, it is available for free. It acts like digital banking service. And, one of the main features is that it offers Virtual Credit Card to all the users. This card can easily be used to transfer money, shop online and much more. Other than that, it also allows you to book movie tickets, recharge mobile, paying several bills. All of these works can be done only through one application. It helps you to make centralised control of your accounts as well as funds.
- iOS and Android Application Available.
- Provides Virtual Visa Card with Support to Access and Manage your Account.
- Often Charges Various Fees.
Kotak 811 Review
Kotak 811 is a platform which offers a modern bank account to the users. As the name suggests, this platform is launched and operated by Kotak Mahindra Bank. This bank account has quite a lot of features. It can be created within minutes. Moreover, it also has a dedicated application for it which is available on Android and iOS devices. So, you can manage and access your account through it pretty easily. It also offers you to create an account with zero balance as well as having a premium. But, the most important feature is that it will provide you with a Virtual Debit Card. Also, it is available without any cost. The physical card is also there whose charges are 299 P.A. There will be minimal paperwork for it. Also, the virtual credit card will be given to you instantly. And, you can start using it quickly.
- Application available for Android and iOS Devices.
- No Fees Virtual Card Available with Zero Balance Account.
- Some Accounts have 12 Months Validity.